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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106660.16 | 6660.1600000000035 | 6.66 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 103,901 | 3,901 | 3.9 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6660.1600000000035 | Not Applicable | Not Applicable | 1998.05 | 4662.110000000001 |
| HDFC Dynamic Debt Fund - Growth Option | 3,901 | Short Term | Not Applicable | 1,170 | 2,731 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.6 | 6.5 | 6.37 | 7.27 | 5.73 | 7.06 | 7.57 |
| 360 One Dynamic Bond Reg Gr | 24-06-2013 | 0.59 | 6.08 | 8.33 | 8.16 | 6.99 | 6.9 | 6.97 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.62 | 6.06 | 7.76 | 7.45 | 6.2 | 7.29 | 7.86 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.27 | 5.57 | 7.49 | 7.46 | 6.65 | 7.77 | 8.27 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.22 | 5.43 | 7.53 | 7.45 | 6.95 | 6.06 | 7.58 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 5.18 | 6.86 | 7.37 | 6.08 | 7.41 | 7.88 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 5.1 | 6.6 | 6.43 | 5.11 | - | 5.86 |
| MahIndra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.51 | 4.81 | 6.53 | 6.71 | 5.14 | - | 5.3 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 4.65 | 7.26 | 7.14 | 6.09 | 6.64 | 6.52 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.37 | 4.64 | 6.38 | 6.73 | 6.07 | 7.12 | 6.06 |
| ABSL Dynamic Bond-DisciplIne Advtg Gr | 30-03-2009 | 1.22 | 4.55 | 6.98 | 7.09 | 6.7 | 6.09 | 7.28 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.99 | 4.05 | 6.56 | 7.11 | 6.4 | - | 6.74 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.68 | 3.97 | 6.55 | 6.69 | 8.84 | 6.49 | 7.6 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.42 | 3.9 | 6.02 | 6.55 | 5.29 | 5.91 | 7.95 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.61 | 3.7 | 6.31 | 6.71 | 5.58 | 6.51 | 5.83 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.96 | 3.25 | 6.49 | 6.52 | 5.79 | 6.25 | 6.56 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 2.99 | 5.35 | 6.42 | 5.71 | 6.67 | 6.71 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.66 | 2.62 | 5.45 | 6.16 | 5.21 | 6.59 | 7.13 |
| Groww Dynamic Term Fund Reg Plan Gr | 30-11-2018 | 1.46 | 2.01 | 4.6 | 4.98 | 4.59 | - | 5.44 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.15 | 2.0 | 5.21 | 5.83 | - | - | 5.23 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 1.91 | 5.03 | 5.73 | 4.68 | 5.62 | 6.22 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 1.65 | 4.92 | 5.58 | 5.23 | 5.93 | 7.32 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.69 | 1.09 | 3.93 | 4.89 | 4.37 | 5.69 | 6.58 |